HELPING MILITARY FAMILIES BUILD WEALTH THROUGH HOMEOWNERSHIP

Get a personalized home buying plan designed around your VA benefits, your goals, and your next move

Thinking About Buying a Home Using

Your VA Benefits?

I'll answer your questions, explain your options, and help you create

a personalized plan so you can move forward with confidence.

🛡️No obligation. No pressure.

Just expert guidance built around your goals.

⭐⭐⭐⭐⭐

Trusted by Hundreds of Military Families

VA Purchase

First-Time Buyers

Build Wealth Through Homeownership

PCS Relocation

DOES THIS SOUND LIKE YOU?

You're Not Alone...

DOES THIS

SOUND LIKE YOU?

You're Not Alone...

If any of these sound familiar, you're in the right place.

I'm receiving BAH but don't know if buying makes

more financial sense than renting.

I'm not sure how much home

I can actually afford.

I don't know if now is the

right time to buy.

I may PCS in the future and don't know

if buying is still a smart decision

I want someone who understands

VA home loans & their benefits

I don't want to make an

expensive mistake.

The Good News...
You don't have to figure it out alone.

The Good News...
You don't have to figure

it out alone.

My father Michael Schmidt proudly served

our country during the Vietnam War .

Why I'm Dedicated to Helping Military Families

My father proudly served our country during the Vietnam War.

Like many veterans, he earned incredible VA home loan benefits—but no one ever took the time to explain how those benefits could help him build long-term wealth through homeownership.

I've often wondered how different his financial future might have been if someone had simply educated him about the opportunities available to him. That thought became my mission.

Today, I help active-duty military members and veterans understand the benefits they've earned, create a personalized homeownership strategy, and make confident decisions for their families.

Every military family deserves the education my dad never received. - Tracie

HOW I'LL HELP YOU BUY WITH CONFIDENCE

You're Getting More Than a Loan...

You're getting a

long-term homeownership strategy.

🎓

Education Before Decisions

You'll understand your options before making one of the biggest financial decisions of your life.

🧭

Personalized Strategy

No two military families are alike. We'll build a home buying plan around your goals, timeline, and VA benefits.

🤝

Long-Term Partnership

Whether it's your first purchase, refinance, PCS, or your next home, I'll be here long after closing day.

Schedule Your VA Home Buying Strategy Session

Most military families schedule

within the next 3-5 days.

🛡️Prefer Zoom instead of a phone call? Just mention it when booking, and we'll be happy to send you a Zoom link.

Do I need a down payment to buy a home with a VA loan?

In many cases, eligible veterans and active-duty service members can purchase a home with 0% down using their VA home loan benefits. During your strategy session, we'll review your eligibility and explain all of your available options.

How much money do I need to buy a home?

Every situation is different. We'll review your income, monthly budget, VA benefits, and estimated closing costs so you'll know exactly what to expect before you start house hunting.

What credit score do I need?

There isn't one simple answer. Your credit score is just one part of the picture. Even if you're not ready today, we'll help you understand where you stand and create a personalized plan to get you there.

Can I use my BAH to qualify?

Yes. Your Basic Allowance for Housing (BAH) can play an important role when determining your buying power. During your consultation, we'll show you how it fits into your personalized home buying strategy.

Can I use my VA home loan benefit more than once?

Absolutely. Many veterans don't realize they may be able to use their VA benefits multiple times. We'll review your eligibility and explain how your benefits work based on your specific situation.

I'm planning to PCS. Should I buy now or wait?

Every PCS is different. We'll discuss your timeline, your long-term goals, and the pros and cons of buying before or after your move so you can make an informed decision.

What happens during the Home Buying Strategy Session?

We'll review your goals, discuss your VA benefits, estimate your buying power, answer your questions, and create a personalized home buying plan. There is no obligation and no sales pressure—just expert guidance designed around your goals..

I'm not ready to buy yet. Should I still schedule a consultation?

Absolutely. In fact, this is one of the best times to schedule.

Whether you're planning to buy in three months or a year from now, we'll help you understand your options and create a step-by-step plan so you'll know exactly what to do when the time is right.

Still have questions? I'd love to help. Let's create a personalized plan designed around your VA benefits and your family's goals.

Ready to Take the First Step Toward Homeownership?

Whether you're ready to buy today or simply exploring your options, I'd love to help you create a personalized home buying plan built around your VA benefits and your family's goals.

✔ No Obligation

✔ Personalized Strategy

✔ We'll Call You

My mission is to make sure every military family understands the benefits they've earned and has the knowledge and confidence to make informed homeownership decisions. Because no one who serves our country should miss their opportunity.

Tracie Schmidt
Certified Veterans Loan Specialist
Mortgage Loan Officer

Military Relocation Professional

NMLS#269424 DRE#02111058

Call or Text 858-336-5200

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