🛡️No obligation. No pressure.
Just expert guidance built around your goals.
VA Purchase
First-Time Buyers
Build Wealth Through Homeownership
PCS Relocation
If any of these sound familiar, you're in the right place.

My father proudly served our country during the Vietnam War.
Like many veterans, he earned incredible VA home loan benefits—but no one ever took the time to explain how those benefits could help him build long-term wealth through homeownership.
I've often wondered how different his financial future might have been if someone had simply educated him about the opportunities available to him. That thought became my mission.
Today, I help active-duty military members and veterans understand the benefits they've earned, create a personalized homeownership strategy, and make confident decisions for their families.
Every military family deserves the education my dad never received. - Tracie

In many cases, eligible veterans and active-duty service members can purchase a home with 0% down using their VA home loan benefits. During your strategy session, we'll review your eligibility and explain all of your available options.
Every situation is different. We'll review your income, monthly budget, VA benefits, and estimated closing costs so you'll know exactly what to expect before you start house hunting.
There isn't one simple answer. Your credit score is just one part of the picture. Even if you're not ready today, we'll help you understand where you stand and create a personalized plan to get you there.
Yes. Your Basic Allowance for Housing (BAH) can play an important role when determining your buying power. During your consultation, we'll show you how it fits into your personalized home buying strategy.
Absolutely. Many veterans don't realize they may be able to use their VA benefits multiple times. We'll review your eligibility and explain how your benefits work based on your specific situation.
Every PCS is different. We'll discuss your timeline, your long-term goals, and the pros and cons of buying before or after your move so you can make an informed decision.
We'll review your goals, discuss your VA benefits, estimate your buying power, answer your questions, and create a personalized home buying plan. There is no obligation and no sales pressure—just expert guidance designed around your goals..
Absolutely. In fact, this is one of the best times to schedule.
Whether you're planning to buy in three months or a year from now, we'll help you understand your options and create a step-by-step plan so you'll know exactly what to do when the time is right.

✔ No Obligation
✔ Personalized Strategy
✔ We'll Call You

Tracie Schmidt
Certified Veterans Loan Specialist
Mortgage Loan Officer
Military Relocation Professional
NMLS#269424 DRE#02111058
Call or Text 858-336-5200


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